Customized loan programs designed to fit ALL of your funding needs
$686,000 SFR
DSCR
Floyd
Virginia
Investment Overview:
Rural residential property offering privacy and acreage, positioned as a long-term income-producing asset within the borrower’s real estate portfolio.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $980,000
- Term: 30 Years
- Loan to ARV: 70%
$490,000 SFR
New Construction
Raleigh
North Carolina
Investment Overview:
Value-add residential project focused on transforming an existing home through strategic renovations and improving its resale potential in the Raleigh market.
- Loan Priority: 1st Lien
- Transaction Type: New Construction
- Appraised Value: $870,000
- Term: 12 Months
- Loan to ARV: 56%
$1,800,000 SFR
Fix & Flip
West Palm Beach
Florida
Investment Overview:
High-value residential renovation in the West Palm Beach market, focused on repositioning the property through substantial improvements for resale.
- Loan Priority: 1st Lien
- Transaction Type: Fix & Flip
- Appraised Value: $3,014,900
- Term: 12 Months
- Loan to ARV: 60%
$276,000 SFR
Rural DSCR
Goochland
Virginia
Investment Overview:
Single-family residence in a rural setting, positioned as a long-term rental to generate recurring income and support the borrower’s portfolio strategy.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $345,000
- Term: 30 Years
- Loan to ARV: 80%
$420,000 SFR
Rural DSCR
Franklin
North Carolina
Investment Overview:
Mountain-area residential property positioned for long-term rental income, supporting the borrower’s strategy of generating recurring cash flow.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $578,000
- Term: 30 Years
- Loan to ARV: 73%
$232,500 SFR
Fix & Flip
Chesapeake
Virginia
Investment Overview:
Recently improved single-family home in Chesapeake, repositioned through strategic renovations to enhance its market appeal and resale potential.
- Loan Priority: 1st Lien
- Transaction Type: Fix & Flip
- Appraised Value: $310,000
- Term: 12 Months
- Loan to ARV: 75%
$900,000 SFR
DSCR
Lancaster
California
Investment Overview:
Well-maintained single-family residence positioned as a long-term rental, supporting consistent cash flow and the borrower’s portfolio growth strategy.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $1,200,000
- Term: 30 Years
- Loan to ARV: 75%
$255,000 SFR
Bridge
Goochland
Virginia
Investment Overview:
Residential property in Goochland offering the borrower short-term flexibility to complete their investment plan before transitioning to permanent financing or an exit.
- Loan Priority: 1st Lien
- Transaction Type: Bridge
- Appraised Value: $340,000
- Term: 12 Months
- Loan to ARV: 75%
$142,000 SFR
DSCR
Danville
Virginia
Investment Overview:
Single-family rental property positioned to generate recurring income and contribute to the borrower’s long-term real estate investment portfolio.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $190,000
- Term: 30 Years
- Loan to ARV: 75%
$350,000 SFR
Fix & Flip
Richmond
Virginia
Investment Overview:
Renovation of a single-family residence in Richmond, focused on updating the home and enhancing its appeal for resale.
- Loan Priority: 1st Lien
- Transaction Type: Fix & Flip
- Appraised Value: $480,000
- Term: 12 months
- Loan to ARV: 73%
$139,750 SFR
Bridge
Toms Brook
Virginia
Investment Overview:
Bridge financing for a residential property in Virginia’s Shenandoah Valley, providing the borrower flexibility while executing their investment strategy.
- Loan Priority: 1st Lien
- Transaction Type: Bridge
- Appraised Value: $215,000
- Term: 12 Months
- Loan to ARV: 65%
$280,000 SFR
Bridge
Norfolk
Virginia
Investment Overview:
Short-term financing for a single-family residence in Norfolk, providing the borrower with flexibility to reposition the property for its next phase.
- Loan Priority: 1st Lien
- Transaction Type: Bridge
- Appraised Value: $350,000
- Term: 12 Months
- Loan to ARV: 80%
$273,600 SFR
DSCR
Danville
Virginia
Investment Overview:
Established single-family residence positioned as a long-term rental, supporting the borrower’s strategy of generating recurring income and building their investment portfolio.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $342,000
- Term: 30 Years
- Loan to ARV: 84%
$154,000 SFR
Commercial DSCR
Springfield
Massachusetts
Investment Overview:
Commercial property positioned as an income-producing asset, supporting the borrower’s long-term investment and cash-flow strategy.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $220,000
- Term: 30 Years
- Loan to ARV: 70%
$150,000 SFR
DSCR
Hampton
Virginia
Investment Overview:
Multifamily residential property positioned for long-term rental income, providing the borrower with an opportunity for recurring cash flow and portfolio growth.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $209,000
- Term: 30 Years
- Loan to ARV: 72%
$282,013 SFR
Fix & Flip
Dr McGaheysville
Virginia
Investment Overview:
Renovation of a single-family home in the Shenandoah Valley area, focused on improving the property’s condition and overall market appeal.
- Loan Priority: 1st Lien
- Transaction Type: Fix & Flip
- Appraised Value: $440,000
- Term: 12 months
- Loan to ARV: 64%
$343,000 SFR
DSCR
Lake Oswego
Oregon
Investment Overview:
Income-producing real estate in the Lake Oswego market, positioned to generate stable rental income as part of the borrower’s long-term investment strategy.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $490,000
- Term: 12 Months
- Loan to ARV: 70%
$1,035,000 SFR
DSCR
Lake Oswego
Oregon
Investment Overview:
Established single-family residence in a desirable Lake Oswego neighborhood, held as a long-term rental to support the borrower’s real estate portfolio.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $1,725,000
- Term: 30 Years
- Loan to ARV: 60%
$277,500 SFR
Fix & Flip
Richmond
Virginia
Investment Overview:
Value-add renovation of a single-family home in Richmond, focused on modernizing the property and enhancing its market appeal.
- Loan Priority: 1st Lien
- Transaction Type: Fix & Flip
- Appraised Value: $435,000
- Term: 12 months
- Loan to ARV: 64%
$125,000 SFR
Fix & Flip
Virginia Beach
Virginia
Investment Overview:
Residential renovation project in Virginia Beach, focused on updating and repositioning the home for improved marketability.
- Loan Priority: 1st Lien
- Transaction Type: Fix & Flip
- Appraised Value: $367,000
- Term: 12 Months
- Loan to ARV: 34%
$273,700 SFR
New Construction
Debary
Florida
Investment Overview:
Ground-up development of a single-family residence on a residential homesite in DeBary, an established Central Florida community.
- Loan Priority: 1st Lien
- Transaction Type: New Construction
- Appraised Value: $525,000
- Term: 12 months
- Loan to ARV: 52%
$230,000 SFR
New Construction
Orange City
Florida
Investment Overview:
Ground-up residential development in Orange City, Florida, designed to bring a newly built single-family home to the growing Central Florida market.
- Loan Priority: 1st Lien
- Transaction Type: New Construction
- Appraised Value: $370,000
- Term: 12 months
- Loan to ARV: 62%
$278,300 SFR
New Construction
Deltona
Florida
Investment Overview:
Ground-up development of a modern single-family residence in Deltona, Florida, adding new housing inventory to an established Central Florida community.
- Loan Priority: 1st Lien
- Transaction Type: New Construction
- Appraised Value: $415,000
- Term: 12 Months
- Loan to ARV: 67%
$165,000 SFR
Fix & Flip
Suffolk
Virginia
Investment Overview:
Value-add renovation of a single-family residence in Suffolk, Virginia, focused on improving and repositioning the property for its next stage.
- Loan Priority: 1st Lien
- Transaction Type: Fix And Flip
- Appraised Value: $216,000
- Term: 12 months
- Loan to ARV: 76%
$412,500 SFR
DSCR
West Wilson
North Carolina
Investment Overview:
Income-producing single-family home positioned as a long-term rental, supporting the borrower’s strategy of building recurring rental income.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $490,000
- Term: 30 Years
- Loan to ARV: 84%
$102,000 SFR
DSCR Short-Term ‘AirBnb’
Temple Hills
Maryland
Investment Overview:
Residential rental property in the Washington, D.C. metropolitan area, positioned to generate consistent income as part of a long-term investment strategy.
- Loan Priority: 1st Lien
- Transaction Type: DSCR
- Appraised Value: $136,000
- Term: 12 Months
- Loan to ARV: 75%
$247,500 SFR
Fix & Flip
Newport News
Virginia
Investment Overview:
Value-add renovation of a single-family home in Newport News, focused on improving the property’s condition and marketability for resale.
- Loan Priority: 1st Lien
- Transaction Type: Fix & Flip
- Appraised Value: $300,000
- Term: 12 Months
- Loan to ARV: 83%
$354,550 SFR
Fix & Flip
Richmond
Virginia
Investment Overview:
Experienced investor completing the renovation of a single-family home in the Richmond market. The property offers a strong value-add opportunity through strategic improvements.
- Loan Priority: 1st Lien
- Transaction Type: Fix & Flip
- Appraised Value: $480,000
- Term: 12 months
- Loan to ARV: 73%
$4,907,000 SFR
Bridge
Whitefish
Montana
Investment Overview:
Luxury residential property situated in the highly desirable Whitefish market. The transaction provided the borrower with flexible bridge financing to execute their investment strategy.
- Loan Priority: 1st Lien
- Transaction Type: Bridge
- Appraised Value: $7,550,000
- Term: 12 Months
- Loan to ARV: 65%
$248,500 SFR
Fix & Flip
Richmond
Virginia
Investment Overview:
Gorgeous Craftsman-style home located in Richmond’s historic Colonial Place neighborhood. This first-time investor plans to renovate the property and hold it as a long-term rental.
- Loan Priority: 1st Lien
- Transaction Type: Fix And Flip
- Appraised Value: $355,000
- Term: 12 months
- Loan to ARV: 70%
$208,000 SFR
New Construction
Ruther Glen
Virginia
Investment Overview:
New Construction in a bedroom community of both Richmond, VA and Washington, DC. Very experienced builder and a repeat client.
- Loan Priority: 1st Lien
- Transaction Type: New Construction
- Appraised Value: $340,000
- Term: 12 months
- Loan to ARV: 61%
$208,000 SFR
New Construction
Ruther Glen
Virginia
Investment Overview:
New Construction in a bedroom community of both Richmond, VA and Washington, DC. Very experienced builder and a repeat client.
- Loan Priority: 1st Lien
- Transaction Type: Fix And Flip
- Appraised Value: $340,000
- Term: 12 Months
- Loan to ARV: 61%
$207,000 SFR
Fix & Rent
Norfolk
Virginia
Investment Overview:
Gorgeous Craftsman Style home in historic Colonial Place. This First time Investor plans to keep this property as a rental
- Loan Priority: 1st Lien
- Transaction Type: Fix And Flip
- Appraised Value: $325,000
- Term: 12 months
- Loan to ARV: 64%
$520,000 SFR
New Construction
Cape Charles
Virginia
Investment Overview:
New construction loan in a beautiful, gated golf community along the Chesapeake Bay. Experienced builder and repeat client paid cash for the lot. CCF’s loan included replenishing some of that cash and 100% of the construction budget
- Loan Priority: 1st Lien
- Transaction Type: New Construction
- Appraised Value: $1,010,000
- Term: 12 months
- Loan to ARV: 53%
$199,300 SFR
Fix & Flip
Norfolk
Virginia
Investment Overview:
VERY Experienced F&F Investor and repeat client. Lovely neighborhood close to the Chesapeake Bay
- Loan Priority: 1st Lien
- Transaction Type: Fix And Flip
- Appraised Value: $300,000
- Term: 12 Months
- Loan to ARV: 66%
$257,000 SFR
Fix & Flip
Virginia Beach
Virginia
Investment Overview:
Spectacular 4 BR cul-de-sac ranch in highly desirable neighborhood in VA Beach. Repeat client sold this home less than a week after it was listed
- Loan Priority: 1st Lien
- Transaction Type: Fix And Flip
- Appraised Value: $330,778
- Term: 12 months
- Loan to ARV: 69%
$246,000 SFR
Fix & Flip
Virginia Beach
Virginia
Investment Overview:
Rare foreclosure find in VA Beach, micutes to shopping and interstate. Borrower is an experienced F&F Investor and a repeat client.
- Loan Priority: 1st Lien
- Transaction Type: Fix And Flip
- Appraised Value: $328,000
- Term: 12 months
- Loan to ARV: 75%
$200,000 SFR
Bridge
Norfolk
Virginia
Investment Overview:
VERY experienced Multi-Family Investor and a repeat client. Needed working capital for a new multi-family project
- Loan Priority: 1st Lien
- Transaction Type: Bridge
- Appraised Value: $400,000.00
- Term: 12 Months
- Loan to Value: 50%
$700,000 SFR
Bridge
Snohomish
Washington State
Investment Overview:
Experienced Investor and new client to CCF. This bridge loan provided working capital to acquire new Investment properties
- Loan Priority: 1st Lien
- Transaction Type: Bridge
- Appraised Value: $2,250,000.00
- Term: 12 months
- Loan to Value: 31%
$207,000 SFR
Fix & Flip
Norfolk
Virginia
Investment Overview:
Rare Find in Norfolk’s Historic Colonial Place Neighborhood. This FIRST TIME Investor will Refinance the Property with a Long Term DSCR Loan, making it his first of many rental properties!
- Loan Priority: 1st Lien
- Transaction Type: Fix And Flip
- Appraised Value: $340,000
- Term: 12 Months
$286,490 SFR
Fix & Flip
Virginia Beach
Virginia
Investment Overview:
Lovely cul-de-sac rancher in the heart of Virginia Beach. This is the 3rd investment property for this investor and the first of many with CCF!
- Loan Priority: 1st Lien
- Transaction Type: Fix And Flip
- Appraised Value: $310,000
- Term: 12 Months
$422,500 SFR
New Construction
Harmony
Florida
Investment Overview:
Beautiful new construction close to Orlando. This builder client was using his own cash to build this home when he approached CCF mid construction for funding to replenish his capital for his next project.
- Loan Priority: 1st Lien
- Transaction Type: New Construction
- Appraised Value: $650,000
- Term: 12 months
$227,500 4-Unit
DSCR
Bryan
Texas
Investment Overview:
First time investor bought and renovated this fourplex close to Texas A&M University. CCF refinanced her existing loan with a 30 year rental loan.
- Loan Priority: 1st Lien
- Use of Proceeds: Working Capital
- Appraised Value: $250,000
- Term: 30 Years
$240,500 4-Unit
Fix & Rent
Indian Head
Maryland
Investment Overview:
Borrower is a BRRRR veteran and recently paid cash for this 4 unit rental property, as he needed to close quickly. CCF made a fix to rent loan 2 weeks later, replenishing capital to our client. The loan includes an $85,000 renovation budget.
- Loan Priority: 1st Lien
- Loan to Value: 65%
- Transaction Type: Fix To Rent
- Appraised Value: $370,000
- Term: 12 Months
$160,000 SFR
Bridge
Ticonderoga
New York
Investment Overview:
Borrower is an experienced investor and landlord that purchased and renovated this triplex with cash a few months ago. CCF provided a bridge loan for working capital to acquire additional properties. CCF will replace this bridge loan with a long-term DSCR loan.
- Loan Priority: 1st Mortgage
- Transaction Type: Bridge
- Loan to Value: 56%
- Appraised Value: $285,000
- Term: 12 months
$1,000,000 Office Warehouse
Bridge
Virginia Beach
Virginia
Investment Overview:
Sponsor needed a short term working capital loan with time being of the essence. CCF was able to fund in 10 days from loan application.
- Loan Priority: 1st Lien
- Use of Proceeds: Working Capital
- Loan to Value: 58%
- Appraised Value: $1,715,000
- Term: 12 Months
$266,250 SFR
Fix & Rent
Brownsville
Texas
Investment Overview:
Borrower is an experienced investor and landlord in Texas specializing in the BRRRR method (Buy, Renovate, Rent, Refinance Repeat) This loan includes a $40,000 renovation budget.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Acquisition and Renovation
- Loan to ARV: 75%
- ARV: Appraised Value
- Term: 12 months
$910,000 Multi-Family
20 Unit Bridge Cash Out Refinance
Newport News
Virginia
Investment Overview:
Sponsor is seasoned, experienced multi-family operator. Purchased property with cash and needed a short-term bridge loan for working capital while waiting on permanent financing to be finalized.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Cash Out Refinance
- Loan to Value: 43.3%
- Appraised Value: $2,100,000
- Term: 24 Months
$325,600 Condo
30 Year Rental – Short Term “AirBnb” Property
New Orleans
Louisiana
Investment Overview:
Borrower is an experienced, seasoned investor in Houston and New Orleans. Borrower bought and renovated a 6 unit condo property, sold 2 units and kept 4 units. All units are short-term “AirBnb” properties.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Cash Out Refinance
- Loan to Value: 80%
- Appraised Value: $407,000
- Term: 30 Years
$315,200 Condo
30 Year Rental – Short Term “AirBnb” Property
New Orleans
Louisiana
Investment Overview:
Borrower is an experienced, seasoned investor in Houston and New Orleans. Borrower bought and renovated a 6 unit condo property, sold 2 units and kept 4 units. All units are short-term “AirBnb” properties.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Cash Out Refinance
- Loan to Value: 80%
- Appraised Value: $394,000
- Term: 30 Years
$315,200 Condo
30 Year Rental – Short Term “AirBnb” Property
New Orleans
Louisiana
Investment Overview:
Borrower is an experienced, seasoned investor in Houston and New Orleans. Borrower bought and renovated a 6 unit condo property, sold 2 units and kept 4 units. All units are short-term “AirBnb” properties.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Cash Out Refinance
- Loan to Value: 80%
- Appraised Value: $394,000
- Term: 30 Years
$201,600 Condo
30 Year Rental – Short Term “AirBnb” Property
New Orleans
Louisiana
Investment Overview:
Borrower is an experienced, seasoned investor in Houston and New Orleans. Borrower bought and renovated a 6 unit condo property, sold 2 units and kept 4 units. All units are short-term “AirBnb” properties.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Cash Out Refinance
- Loan to Value: 80%
- Appraised Value: $252,000
- Term: 30 Years
$272,000 Condo
30 Year Rental – Short Term “AirBnb” Property
New Orleans
Louisiana
Investment Overview:
Borrower is a new investor that purchased 1 condo in a 6 unit property from an established, seasoned investor. Condo is a short-term “AirBnb” property.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Cash Out Refinance
- Loan to Value: 80%
- Appraised Value: $407,000
- Term: 30 Years
$88,000 Duplex
Bridge
Portsmouth
Virginia
Investment Overview:
Borrower was faced with contract expiration and losing the deal. CCF was able to get the property appraised and funded in 10 days. Exit strategy was to immediately refinance the property with a 30 year rental loan.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Acquisition
- Loan to Value: 70.4%
- Appraised Value: $125,000
- Term: 3 months
$166,000 SFR
New Construction
Ruther Glen
Virginia
Investment Overview:
Borrower is an experienced builder working in a bedroom community of Richmond, VA and Washington, DC. Property was pre-sold before construction began.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Lot Refinance and Vertical Construction
- Loan to Value: 61.7%
- Appraised Value: $269,000
- Term: 6 months
$385,000 Commercial Land
Sycamore Plaza
Norfolk
Virginia
Investment Overview:
Borrower requested a short-term bridge loan for working capital while waiting on permanent financing for a mixed-use development to be finalized. Property was owned free and clear.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Cash Out Refinance
- Loan to Value: 40.5%
- Appraised Value: $950,000
- Term: 6 months
$100,000 Duplex
30 Year Rental
Portsmouth
Virginia
Investment Overview:
Borrower was faced with contract expiration and losing the deal. CCF was able to get the property appraised and funded in 10 days. Exit strategy was to immediately refinance the property with a 30 year rental loan
- Loan Priority: 1st Mortgage
- Use of Proceeds: Rate and Term Refinance
- Loan to Value: 80%
- Appraised Value: $125,000
- Interest Rate: 5%
- Term: 30 Years
$254,250 SFR
New Construction
Norfolk
Virginia
Investment Overview:
Borrower is an experienced builder focused on infill, affordable new construction. Property was listed and sold before construction was completed
- Loan Priority: 1st Mortgage
- Use of Proceeds: Acquisition and Vertical Construction
- Loan to Value: 75%
- Appraised Value: $339,000
- Term: 6 months
$161,250 SFR
New Construction
Norfolk
Virginia
Investment Overview:
Borrower is an experienced builder focused on infill, affordable new construction. Borrower worked closely with the City of Norfolk on architectural design standards.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Acquisition and Vertical Construction
- Loan to Value: 71%
- Appraised Value: $225,000
- Term: 6 months
$175,000 SFR
New Construction
Norfolk
Virginia
Investment Overview:
Borrower is an experienced builder focused on infill, affordable new construction. Borrower worked closely with the City of Norfolk on architectural design standards.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Acquisition and Vertical Construction
- Loan to Value: 66%
- Appraised Value: $275,000
- Term: 6 months
$161,850 SFR
30 Year Rental
Norfolk
Virginia
Investment Overview:
CCF had previously provided a Fix to Rent loan to Borrower. One the property was renovated and stabilized, CCF provided a 30 year rental loan to the Borrower
- Loan Priority: 1st Mortgage
- Use of Proceeds: Refinance of a Fix to Rent Loan
- Loan to Value: 65%
- Appraised Value: $249,000
- Interest Rate: 5%
- Term: 30 Years
$247,500 SFR
New Construction
Norfolk
Virginia
Investment Overview:
Borrower is an experienced builder focused on infill, affordable new construction. Property is located close to Norfolk Navy Base and the Chesapeake Bay/
- Loan Priority: 1st Mortgage
- Use of Proceeds: Acquisition and Vertical Construction
- Loan to Value: 75%
- Appraised Value: $330,000
- Term: 6 months
$166,500 SFR
Fix & Rent
Norfolk
Virginia
Investment Overview:
Borrower is a new investor that came to CCF with a time sensitive situation due to lender fallout. Faced with losing the deal, CCF was able to provide a hard money loan in less than 2 weeks to acquire and renovate the property. Exit strategy was for CCF to provide Borrower with a long-term rental loan once the property was stabilized.
- Loan Priority: 1st Mortgage
- Use of Proceeds: Acquisition and Renovation
- Loan to Value: 70%
- Appraised Value: $237,000
- Term: 6 months
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